Top 10 Modest Swimwear Styles That Combine Coverage and Fashion

Modest swimwear has become a mainstream choice for women seeking more coverage without compromising on fashion. Whether you’re looking for religiously appropriate styles, better sun protection, or just feel more confident in fuller coverage, today’s modest swimwear options are designed to make you feel both stylish and comfortable.

Here are the top 10 modest swimwear styles that masterfully blend coverage with contemporary fashion.


1. Burkini Sets

The burkini is the most iconic form of modest swimwear, offering full coverage including long sleeves, leggings, and a matching swim cap. Modern burkinis come in chic prints, flattering color-blocking, and slimming silhouettes. Designed with lightweight, quick-drying fabrics, they allow full freedom of movement while adhering to modesty standards.

Best for: Full coverage and religious modesty
Style tip: Opt for versions with side ruching or built-in belts for a more defined waistline.


2. Swim Dresses

Swim dresses feature a skirted bottom that adds a feminine, flirty touch while covering the hips and upper thighs. Many come with built-in shorts or leggings underneath for added comfort and coverage.

Best for: Those who prefer a classic, ladylike look
Style tip: Choose a fitted bodice with an A-line skirt for a universally flattering silhouette.


3. Rash Guard Sets

Originally created for surfers, rash guards have become a fashionable modest swimwear option. These tops typically feature long sleeves and high necklines, paired with board shorts or swim leggings.

Best for: Water sports and high sun protection
Style tip: Choose bold patterns or sporty color-blocking to keep the look trendy and fun.


4. Skirted Leggings with Swim Tunics

This two- or three-piece look includes swim leggings, a tunic-length top, and sometimes a built-in or separate skirt for extra modesty. These sets offer plenty of flexibility and coverage while remaining sleek and stylish.

Best for: Mixing and matching pieces for personalized style
Style tip: Go monochrome for a sleek look or mix prints and solids for contrast.


5. High-Neck One-Piece Suits

If you’re not quite ready for full-coverage sets, high-neck one-pieces are a great option. They offer more chest and back coverage than traditional suits and often come with racerback or zip-up fronts for an athletic touch.

Best for: Minimal yet modest styles
Style tip: Look for mesh panels or subtle cutouts in non-revealing areas to keep things modern.


6. Swim Jumpsuits

A trendy newcomer, swim jumpsuits are one-piece outfits that extend into full-length or cropped leggings. They provide head-to-toe coverage in a form-fitting design and are ideal for active swimmers.

Best for: Full coverage with a sleek silhouette
Style tip: Choose color-blocked designs or belted waists for a more flattering fit.


7. Hooded Swim Tops

Some modest swimwear brands now offer hooded tops as part of their sets, providing additional head and neck coverage while maintaining a sporty aesthetic.

Best for: Extra sun and wind protection
Style tip: Pair with streamlined leggings and minimalist sandals for a clean, modern beach look.


8. Two-Piece Swim Sets with Longline Tops

Longline swim tops—like tankinis that fall to mid-thigh or longer—offer more torso coverage while pairing beautifully with leggings or swim skirts.

Best for: Mixing modesty with trendier cuts
Style tip: Choose side-slit tops for easier movement and added style.


9. Asymmetrical Modest Suits

For fashion-forward modest swimmers, asymmetrical cuts and draped fabric offer a sophisticated update. Think one-shoulder tunics, side-wrap tops, or diagonal hemlines paired with leggings or skirts.

Best for: Unique style statements
Style tip: Keep accessories minimal to let the silhouette shine.


10. Swim Skirts with Built-in Shorts

A simple yet stylish option, swim skirts with built-in shorts provide ease of movement and modest coverage. Available in various lengths, they’re perfect for pairing with rash guards or modest tank tops.

Best for: Modest and feminine styling
Style tip: Opt for a high-waisted version to elongate the legs and define your waist.


Final Thoughts: Modesty and Fashion Can Go Hand-in-Hand

Gone are the days when modest swimwear meant sacrificing style. Today’s designs cater to women who want to feel confident, comfortable, and fashion-forward. Whether you’re heading to a family pool party or lounging on a tropical beach, these top 10 styles ensure that modesty and elegance walk hand in hand.